Long Term Disability Lawyer

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Trying to handle a disability claim on your own is very difficult. You may find numerous roadblocks and denials. Insurance companies routinely deny claims when people do not have a reputable Disability lawyer. Don't fight this alone: Insurance companies know that the majority of their customers will not fight denied claims or when benefits being paid are terminated for no valid reason. It's a numbers game for the insurer, who is betting you won’t fight. Do you want to be in the winning percentage that fights and receives your benefits or do you want to be that large percentage that does not fight and loses all benefits? If you want our help, we will issue a statement of claim against your insurer and impose deadlines to deal with your claim FAST.

When you are being denied or cut off your insurance policy's disability benefits, it is not only your monthly revenue that is impacted, but you also lose access to medical care that is absolutely vital for your recovery. Trying to go against your insurance company on your own will reduce your chances of getting access to the full range of benefits and care you are legally entitled to. A seasoned disability lawyer who has handled claims for a large variety of disabilities and illnesses will know how to secure all the care you need.

Our team of disability insurance claim lawyers, paralegals and assistants have successfully helped thousands of clients reclaim their denied or discontinued benefits. Disability insurance policies are technical and complex, containing many clauses that often are hard to understand and, oftentimes confusing. Insurance groups use this as a leverage against claims and play the odds of denied claims to save money. Sometimes denials are not made out of bad faith, but happen because of other procedural reasons. An experienced disability lawyer can navigate through the labyrinth of technical language in your policy, and move your file swiftly towards resolution. Our experience includes trial experience and reported cases. Most cases settle before trial but some have to go to a hearing. It's important to adequately manage your Long-term-disability (LTD) file and in some cases there are time limitations imposed upon you.

If your disability involves a medical condition (including illness, disease, disorder) , and/or a psychological condition (including depression, anxiety, post traumatic stress disorder) and/or a physical condition or injury (including fractures, tears),or a personal injury (including motor vehicle accidents, slip and falls, spinal cord injuries, traumatic brain injuries, orthopaedic injuries), that prevent you from performing your regular job, our compassionate and highly-experienced disability legal team will look at all aspects of your situation and analyze the best course of action to fully defend your rights to the benefits covered by your insurance policy. Most importantly, an experienced disability lawyer will shoulder the burden of interacting directly with the insurance company, leaving you to focus on what is most important: your health and your recovery.

Insurance companies know our Reputation and don't want to go up against us in court. We’ve really earned the respect of the insurance industry. Our team, led by David Himelfarb, has over 100 combined years of hard fought insurance and litigation experience, obtaining significant judgments for our client's disability cases. We have sued and challenged everybody there is, at every major insurance company, over the last 27 years. That has certainly earned us the respect of their general counsel, their national trial counsel, and their defense counsel.

Favorable outcomes in legal matters and disputes do not come easily. One cannot simply show up and hope for the best. Astute preparation is crucial in resolving any issue. To achieve the positive results our clients deserve and expect, we offer you the HimPro Advantage™, an effective process and a guaranteed promise to our clients in what we will do and how your case will be handled (ask us about our specific Guarantees!). We always start by offering a FREE and no-obligation evaluation to assess your case. You are also entitled to Free home and hospital visits anywhere in Ontario, and finally, you don't have to pay us until your case gets settled.

Trying to defend your rights to receive disability benefits and engaging in a legal case can be intimidating and stressful, on top of the disability issue itself. Our team fully understands this and will support you from the start. From our first contact, our immediate goal is to relieve the stress you and your family are experiencing due to a denial by the insurance company. We also understand you want us to be responsive to your enquiries and be kept up to date along the process. For us, you are NOT a number, and we will treat you with full respect for your person and situation, while providing the best legal representation possible. If English is not your first language, we provide professional translators to assist you in this process, which will limit the stress due to language barriers.